About
About Kyle Kent
My story
"I'm an advisor." That's how Kyle describes the job — and it changes how a mortgage feels.
[PLACEHOLDER — Kyle's background: how he got into lending, years in the business, and what brought him to Flagstaff. To be written with Kyle.]
How I work
Most lenders start with an application. Kyle starts with a conversation. He walks you through what you can afford, which program fits, and what your monthly number really looks like — before anyone asks for a signature.
[PLACEHOLDER — one story of a client Kyle guided through a hard close. Real example to come from Kyle.]
Why Flagstaff
Mountain-market lending is its own craft. Appraisals, insurance, and timelines work differently at 7,000 feet. Kyle works with the local appraisers and agents who know this market — because he's one of the people who make it run.
[PLACEHOLDER — Kyle's Flagstaff life: neighborhood, community involvement, what he does outside work. To come from Kyle.]
What clients say
5.0 average · 164 reviews
★★★★★
I wish I could give more than 5 stars! Kyle’s knowledge goes far beyond the average loan officer, and he gives you the kind of personal, individual attention you truly deserve. Thank you, Kyle—you helped turn our house into a home.
★★★★★
Kyle did a great job navigating our finances to ensure the best possible rate and loan program that fit our needs. His communication was quick and comprehensive. Thank you for making the process of buying our home come to fruition!
★★★★★
Appreciate gratefully Kyle and the financial team, for all your efforts and assistance in our new home purchase. Financial matters and paperwork were handled in an efficient manner, that met the due date as mentioned. We would definitely seek your assistance in the future for our next Real Estate needs. UNDOUBTEDLY, we would recommend Kyle’s expertise and services to other Real Estate buyers. Appreciate Gratefully, Frank and Alisa A.Lord
★★★★★
⭐️⭐️⭐️⭐️⭐️ Kyle Kent is absolutely amazing! From start to finish, he made the entire process smooth, clear, and stress-free. He was always responsive, knowledgeable, and genuinely cared about making sure everything went perfectly for our closing. It’s rare to find someone so reliable and easy to work with. I couldn’t recommend Kyle enough to anyone looking for a trusted professional in the home buying process. Truly a 5-star experience! ⭐️
★★★★★
I pursued two loans in parallel and Kyle at VIP was better to work with and was able to provide the better product. Whenever loan shopping, I will always pursue multiple options, but I plan to use VIP again and expect that they will again be able to provide the best product.
★★★★★
Kyle was great, and made my first time home buying experience as simple as it could be. Thanks again!!
How it works
The path to your Flagstaff home
Talk
Tell us your goal. We map what you can afford — no obligation.
Pre-qualify
A pre-approval letter, usually within one business day.
Shop
Make offers with a lender your agent can reach directly.
Close
Most purchases close in 21–30 days once under contract.
Get started